Life is changing more and more as we move through life. Charlie is now 18 and a man. I wish when he was little David and I had taken the time to learn about insurance and 401K’s. Soon David and I will be in our 70s and we have nothing to leave Charlie, and this scares me. if you’re a parent or think you might be one day you should look into Custodial Roth IRA. I love how there are no age limits to open a custodial Roth IRA for your child but the essential requirement to qualify is that your child has to earn income. I wish I had…