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The Retirement Reality Check for the Middle Class: What Most Advisors Don’t Say
Fredericksburg Fiduciary Jeff Smith Breaks Down the Gaps in Retirement Planning Advice—and What Everyday Americans Actually Need to Know FREDERICKSBURG, Va. (July 2, 2025) – According to the National Council on Aging, a retirement crisis shows that 80% of older adults are either financially struggling now or at risk for economic insecurity in retirement. With people living longer and goods and services costing more, people must get sound advice regarding financial planning for their retirement. One local financial planning expert is out to give people the scoop on what they need to know so they are protected and ready for retirement. “There is a lot that financial advisors won’t share with people, and I believe…
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3 Important Decisions To Make Before Retirement
Retirement is when you leave work permanently, especially due to aging. Indeed, this phase is supposed to be for resting after long years of tireless hard work. Despite this, statistics indicate that only 43% of Americans can afford a comfortable retirement. The last thing you want is to struggle with life, especially with no stable income. Fortunately, you can avoid being part of the statistics by planning your retirement carefully. This process will require you to make important decisions to fully enjoy this phase of your life. Here are a few worth considering. Image credit The first decision is knowing when to retire. Certain signs indicate you’re ready for a…
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Want Or Need To Retire Early? Tips On How To Pay For It
Want Or Need To Retire Early? Tips On How To Pay For It By Alan Becker Delaying retirement has become common for many Americans, either because they saved too little or they just want to continue working because they enjoy it. Others go in the opposite direction. They retire early – sometimes out of choice but often because their health or the economy forces it. While early retirement might sound appealing, it can be a struggle for those who don’t have sufficient income to pay their bills. That is why if you are weighing the pros and cons of early retirement, you need to get a good handle on your…
Living a simple lifestyle from the front porch
