Fredericksburg Fiduciary Jeff Smith Breaks Down the Gaps in Retirement Planning Advice—and What Everyday Americans Actually Need to Know FREDERICKSBURG, Va. (July 2, 2025) – According to the National Council on Aging, a retirement crisis shows that 80% of older adults are either financially struggling now or at risk for economic insecurity in retirement. With people living longer and goods and services costing more, people must get sound advice regarding financial planning for their retirement. One local financial planning expert is out to give people the scoop on what they need to know so they are protected and ready for retirement. “There is a lot that financial advisors won’t share with people, and I believe…