San Francisco, CA, October 18, 2022 — Setting aside money when finances are tight isn’t easy, but pinching pennies now can lead to solvency later, as former schoolteacher David Parker explains in his book, Income and Wealth. The seed for his book was planted when he was just 12 years old and read a newspaper article about a waiter at the St. Francis Hotel in San Francisco who died with an estate worth millions. Parker would go on to have encounters with others whose financial security seemed at odds with their day jobs, and the idea for Income and Wealth crystalized. “There’s no relationship between income and wealth,” Parker said. “You can do…