4 Gifts to Get Grads Ahead Before They Fall Behind With more than one million students graduating from college, MyBankTracker.com created a gift-giving list they’ll be throwing their caps in the air for, but also make good financial sense: 1. Contribute to a starter emergency fundCollege graduates are likely to be entering the real world with plenty of student loan debt as they start their careers and secure a source of income. An emergency fund can offer a small safety net in case anything doesn’t go as expected — it could keep them from racking up even more debt.  Tip: Steer your grad toward an online savings account; they tend to charge fewer…