7 Tips To Save Money As A Pensioner If you are saving money for your pension, you need to make sure that you have enough to sustain your lifestyle. Therefore, it’s important to learn how to spend and use money wisely. Here are the top 7 ways to help you save money as a pensioner. 1. Save First And Spend Later  You need to pay yourself first before you spend your money. It’s the best way to guarantee financial freedom in the future. You can rely on the 50/30/20 rule when it comes to budgeting. Simply put, it means that 50% of your salary goes to your needs such as…