• Finances, Budget, Retirment Planning

    Emergency Money Apps Cheat Sheet: What to Use When You Need Money Fast

    I am blessed to be able to stay home and do the things I love but at times it harder than it should be. Even though I make money at times it isn’t something we can count on. We never know if or when I might make something and even though I was able to pay the bills in the past when David wasn’t working that hasn’t happened in a long time. Living on one income means David and I have learned to expect the unexpected. More times than I can count, something breaks, a bill comes in higher than expected, or one of us says, “Where in the world…

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  • Uncategorized

    5 Things to Do if You Have a Negative Credit Card Balance

    5 Things to Do if You Have a Negative Credit Card Balance Photo by Avery Evans on Unsplash Did you log into your online banking account to find that you have a negative balance on your credit card? Your heart might have dropped for a moment — how could you have accrued this much debt? What does having a negative credit card balance even mean?  You can relax: having a negative credit card balance is not a bad thing. It does not mean that you owe the bank lots of money — the opposite, in fact.  That said, if you searched the internet for answers thinking that having a negative…

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