Image credit: Unsplash Jinyun It’s easy to get into a debt-cycle – the more you need help, the more credit you use, and the further you fall from financial freedom. It is not necessary to avoid loans altogether, but it is necessary to make responsible decisions and self-audit your financial situation before you borrow more money. How do you know when your debt is getting out of control? Here are five telltale signs. 1. Your Credit Score Is Poor A poor credit score can damage your reputation and hamper your ability to progress in life. If your credit score is already poor, find small ways to improve it. There are…