My Swagbucks Journey: 100 Points a Day, One Week at a Time

This week I’ve been doing a lot of reflecting and I’ve come to the conclusion that I’m not going to worry about anyone else. If they do nothing and end up making David work more than he should that is on there head. I’ve decided for my mental health I will find ways to help David and everyone else can fend for themselves, which will keep me trusting in the Lord, while being grateful, thankful and blessed for every little blessing.

If you’ve been following along with me here at GreatfulMoments.com, you know I’ve been looking for ways to help our family stretch our money a little further. With the cost of everyday things, groceries, and all the little extras that come up, I’m always looking for ways to bring in a little something extra without making life any more complicated than it already is.

That’s one of the reasons I’ve been working on Swagbucks to pay for Christmas and Charlie’s Birthday. I use my phone and my computer for survey’s, I play games sometimes, and I’m always looking for ways to make the most of the time I spend online. When I learned about Swagbucks, I saw another opportunity to earn rewards that might help our family. I decided to give it a try, keep track of my points, and see where the journey takes me.

Now, if there’s one thing I’ve learned, it’s that I don’t want to turn earning rewards into something that causes me stress. I have enough things to do between working on GreatfulMoments.com, taking care of our home, and spending time with my family. I want this to be something that helps us, not something that makes me feel like I’ve failed if I don’t reach a certain number.

So I’ve set myself a goal, and I’m taking it one day at a time. My goal is to aim for 100 Swagbucks points each day. When I add that up over seven days, it gives me a weekly goal of 700 points. But here’s the thing: I don’t always earn 100 points every day. Some days I may earn fewer points, and other days I may earn quite a bit more. There may even be days when I don’t get on Swagbucks at all because something else needs my attention.

Last week is a good example of why I want to look at my progress over the entire week instead of worrying about every single day. On Sunday, I earned 54 points. That was less than my daily goal. On Monday, though, I earned 162 points. When I looked at those two days together, I had earned 216 points. That helped make up the difference from Sunday.

As the week continued, I had some days when I earned more than 100 points and other days when the numbers were different. By the time I finished the week, my recorded total was 877 points. My weekly goal was 700 points, so I ended up 177 points above that goal! Now, that’s something to be grateful for.

It also reminds me why I don’t have to get discouraged when one day doesn’t go the way I planned. I can keep doing what I can, look at the progress I’ve made, and continue working toward my goal. Of course, I can’t promise that every week will look like this one. I can’t promise that I’ll always reach 700 points, either. All I can do is try my best when I have the time and opportunity.

As I continue earning points, I’m keeping an eye on a bigger goal. I’d love to reach 30,090 points around December 15 so I can work toward redeeming three $100 PayPal gift cards. Can you imagine what a blessing that would be when it comes to Christmas shopping? As well as shopping for Charlie’s Birthday.

I could use $100 to shop for Charlie and another $100 to shop for David. That would help me take care of two people on my Christmas list while giving our family budget a little breathing room. And then there’s the possibility of having additional rewards to use for other things. Depending on the redemption options available, I could look at restaurant gift cards, movie gift cards, or smaller PayPal redemptions.

Those are all possibilities I’m keeping in mind as I work toward my goal. But I also know that I may not reach 30,090 points by December 15. If I end up with enough points for a $200 gift card instead, that can still be a wonderful help to our family. I could still put $100 toward Charlie’s Christmas and $100 toward David’s Christmas. I would be thankful for that opportunity, too.

I’m not going to let myself get caught up in thinking that anything less than my biggest goal is a failure. Every little bit can help, and I want to appreciate what I have instead of worrying about what I don’t have. As of now I’ve decided I’m Leaving It in the Lord’s Hands

This is probably the most important part of my Swagbucks journey. I’m placing my goal in the Lord’s hands. I can make plans. I can set a daily goal of 100 points. I can keep track of my earnings and work toward reaching 30,090 points by December 15. But I cannot promise what the final number will be.

I don’t know what each day will bring. I don’t know when family responsibilities will take up my time or when I’ll have extra opportunities to earn points. I can only do what I’m able to do. If I reach my goal, I’ll be grateful. If I don’t, I’ll still be grateful for what I earned along the way.

I might earn one point on a particular day, or I might earn 500. Either way, I’m going to do my best and leave the outcome in the Lord’s hands. I’m learning that I don’t have to stress myself out over a number. I can work toward something without allowing it to take away my peace.

And that’s important to me. I want to be able to look back at the end of the year and know that I tried. I want to be thankful for the opportunities I’ve been given and for the little things that can make a difference for our family. That’s part of what being Grateful, Thankful, and Blessed means to me.

Sometimes blessings come in big ways, and sometimes they come a little at a time. I’m grateful that I found out about Swagbucks and that I have another opportunity to work toward earning rewards that may help our family. Whatever my final balance looks like, I’ll be thankful for what the Lord has allowed me to accomplish.

If you haven’t tried Swagbucks, I’d be happy to share my referral link with you so you can check it out for yourself. Depending on the offers available, members can earn points through activities such as surveys, games, and other online offers. Eligible points can then be redeemed for available rewards.

Since I enjoy playing games on my phone sometimes, I like exploring different opportunities to earn rewards. I’m also interested in finding other programs that might help our family stretch our income a little further. Of course, every program is different, and earnings and available rewards can vary. It’s important to look at the requirements and decide whether an opportunity works for your own circumstances.

If you’d like my Swagbucks referral link, let me know, and I’ll be happy to share it with you. I’d also love to hear about other programs you use. Do you earn rewards by playing games on your phone? Do you take surveys, use cashback programs, or have another favorite way to earn a little extra money?

Please share your suggestions with me. I’m always looking for new ideas, and something that works for you might be helpful to another family, too. We can learn from one another and share the things that help us make the most of what we have with the help of the Lord. .

One thing that has helped me is keeping track of my beginning balance, ending balance, and the points I earn each day. When I write down the numbers, I can see how much progress I’ve made over the week. I can also see that earning fewer points one day doesn’t necessarily mean I won’t reach my weekly goal.

You can use the same idea whether you’re earning Swagbucks points, collecting cashback rewards, playing games, or participating in another rewards program. I’ve put together a simple weekly tracker you can use to record your own progress. You don’t have to use the same daily or weekly goals I do. Choose goals that make sense for your time and circumstances.

And remember, the goal is to help you keep track, not to give you one more thing to worry about. You can print this tracker and use it again each week. Keep your completed sheets together if you’d like to see how your balance changes over time. You might discover that some weeks are better than others. That’s okay. The important thing is to find a method that works for you and remember that your circumstances may change from week to week.

My Swagbucks Weekly Update: October 4–10, 2026

Here is my tracking from last week. I’m sharing my actual recorded balances so you can follow along with me as I work toward my goal.

Day	Beginning balance	Ending balance	Points earned
Sunday, October 4	22,357	22,411	54
Monday, October 5	22,411	22,573	162
Tuesday, October 6	22,573	22,665	92
Wednesday, October 7	22,665	22,777	112
Thursday, October 8	22,777	22,945	168
Friday, October 9	22,945	23,124	179
Saturday, October 10	23,124	23,234	110
Weekly total	22,357	23,234	877

My beginning balance for the week was 22,357 points, and my ending balance was 23,234 points. That means my balance increased by 877 points over the week. My goal was 700 points, so I finished 177 points above that goal. For that I am grateful, thankful and blessed.

As I begin the new week on Sunday, October 11, my starting balance is 23,234 points. I’ll continue keeping track and sharing my progress as I go. I don’t know exactly where I’ll end up by December 15, but I know I can keep trying, be thankful for every opportunity, and leave the outcome in the Lord’s hands.

Thank you for following along with me here at GreatfulMoments.com. I hope my little journey encourages you to look for opportunities that might help your own family, too. I’m grateful, thankful, and blessed to be able to share this journey with you.

Grateful. Thankful. Blessed.

GreatfulMoments.com

Thank you,

Glenda, Charlie and David Cates