How to Talk to Your Creditors if You’re Having Money Trouble When you’re having money trouble, your first instinct may be to hide it from your creditors for as long as possible. However, you may be surprised to learn they are often willing to work with borrowers to come up with an actionable plan for repayment. They know the alternative could well be receiving no payment at all.  We know it’s not easy to pick up the phone and reach out to creditors, but it may be in your financial best interest. Here’s how to talk to your creditors if you’re having money trouble.  Inquire About a Hardship Program The…

Empower Cocktails Launches Ladies-Focused Spirits LineThe Empower Cosmopolitan Martini beverage launches to wet the whistle of spirits-savvy women By Merilee Kern, ‘The Luxe List’ Executive Editor. The distilled drink industry is booming, with one report citing theglobal alcoholic beverages sector is poised to reach a whopping$1,684 billion by 2025. In this day and age, it’s a curiosity thatthis category doesn’t put a more intensive focus on targetingwomen. In fact, the consumer spending power of women isgetting more than its fair share of attention, including a recentForbes.com story highlighting how this demographics’ escalatingeconomic power and prowess is helping reshape markets. In a piece of decidedly good news for spirits-savvy gals, there’s…